Intelligent routing that reads card metadata, acquirer performance, and transaction context before a single API call is made.
Route decisions made using card metadata — BIN, issuing bank, country, and card type — before the transaction fires.
Each acquirer is scored in real time based on recent approval rates, latency, and cost. The best-performing route wins automatically.
If the primary acquirer declines or times out, transactions cascade to the next best option — silently, with no customer impact.
Routing logic factors in interchange, processing fees, and FX costs. Every transaction is sent to the cheapest qualified route.
Build custom routing rules by card type, amount, geography, MCC, or merchant. Full control without touching code.
Monitor approval rates, decline reasons, and acquirer performance in real time. Identify underperforming routes instantly.
Talk to our team. We'll walk you through how payment routing works for your specific setup.